Welcome to the Future of Bill Splitting
If you are tired of awkward money conversations, manual calculator sessions, and messy WhatsApp group math, you have come to the right place. SettleBro was built with a simple mission: to make group expense tracking and bill settling fast, transparent, and completely stress-free.
Whether you are managing a busy shared apartment, planning a weekend trip, or splitting daily lunch bills with colleagues, SettleBro is your ultimate financial co-pilot. Here is your comprehensive SettleBro 101 guide to mastering digital settlements, managing groups, and simplifying your shared balances like a pro.
SettleBro Dashboard---
1. Creating and Structuring Your Groups
The foundation of a clean ledger in SettleBro is the "Group." Groups keep your expenses organized by context, ensuring your Indiranagar flat bills do not get mixed up with your Goa trip expenses.
To get started, create a group and select the appropriate category:
- Roommate Life: Perfect for long-term flat expenses like rent, maid salaries, WiFi, and daily groceries.
- Group Travel: Best for short-term getaways, road trips, and vacations where expenses are frequent and fast-paced.
- Social / Casual: Ideal for gym groups, dinner clubs, or colleagues who split tea and lunch costs daily.
Once created, share the group link with your friends so they can join and start logging expenses instantly.
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2. Quick Logging: Adding Expenses on the Fly
Adding an expense in SettleBro takes less than ten seconds. Tap the "Add Expense" button, enter the amount, and choose a category. SettleBro offers three powerful split methods:
A. Equal Split
The default and simplest option. The expense is divided equally among all selected group members.B. Unequal / Percentage Split
Specify exact amounts or percentages for each person. Perfect when one roommate buys a larger item or participates more in a shared purchase.C. Item-Wise Split
The ultimate fairness tool. Input the individual item prices from your invoice, assign them to the friends who consumed them, and let SettleBro handle the tax and service fee calculations automatically.---
3. Debt Simplification: How We Save You UPI Transactions
One of SettleBro's most loved features is our Debt Simplification Algorithm. In standard ledger apps, if Amit owes Rohan ₹500, and Rohan owes Deepika ₹500, both must make separate transfers.
SettleBro automatically detects these chains and simplifies them. It will suggest that Amit transfer ₹500 directly to Deepika, reducing the total transaction count by 50%. A simplified ledger means fewer UPI notifications, lower bank fees, and zero confusion.
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4. One-Click Settlements
When it is time to square up, SettleBro makes it incredibly fast. You do not need to copy bank account numbers or IFSC codes. Simply view your balance, tap the Settle Up button, select your preferred UPI app (GPay, PhonePe, Paytm, or BHIM), and authorize the transfer. The app automatically records the settlement once the transaction is complete, keeping your balances perfectly accurate and fully updated.
